Budgeting

Financial planning

What Is Strategic Asset Allocation?

Mastering Asset Allocation: A Comprehensive Guide for Investors

Read more ›
Advisor

Employee Stock Purchasing Plan (ESPP)

ESPPs: A guide to employee stock purchase plans. Benefits, tax implications, and considerations for maximizing wealth.

Read more ›
Investment

Understanding RSUs

Maximize RSU wealth wisely: Plan for taxes, diversify, manage risk, and seek professional advice. Don't overlook pitfalls for financial success.

Read more ›
Advisor

What Are Advisory Shares?

Advisory Shares, a strategic compensation tool for early-stage ventures, bridging expertise with equity.

Read more ›
Financial planning

The Big Win- A Client Story

Christina and Tom are like many couples. They worked hard, built careers, had a baby, saved money and kept thinking about buying a house. Pre-Covid...

Read more ›
Financial planning

Time To Refi?

Rates are at lows that I have never seen. The US weekly average rates were 2.71% for a 30 year fixed and 2.26% for a 15 year fixed for the week of...

Read more ›
Financial planning

Micro Financial Planning

I help my clients plan for the next 1-5 years. This was considered “short-term” planning in the world of personal finance. However, there is so muc...

Read more ›
Financial planning

Time To Panic

Equity sector relative performance has tended to be differentiated across business cycle phases.Unshaded (white) portions above suggest no clear pa...

Read more ›
Financial planning

The Monthly Credit Card Bill

For the last few years, I have noticed the creep of my client’s and my own credit card bill balances. Ten years ago, a bill over $8,000 was an outl...

Read more ›
Financial planning

Private Vs. Public

The pandemic threw a wrench in education plans for countless families. With public schools closing and shifting to a virtual curriculum, many paren...

Read more ›
Financial planning

Food Inflation

In 2018, the average family of four in the Bay Area spent $1,200 – 1,600 per month on groceries. In 2022, the average has increased by over 25% to...

Read more ›
Financial planning

Are You Addicted To Amazon

One-click shopping. Prime delivery. Millions of products. Is there anything not to love about Amazon?But with this easy customer experience and vas...

Read more ›
Financial planning

Abundance Vs. Scarcity Money Mindset

Most people develop their money mindset at a young age. We see what our parents do with money andwhat they say (or don’t say) about it. And the fra...

Read more ›
Financial planning

Investing In Teens?

My financial planning practice focuses on families with young children. Those first families that I worked with in 2008 have babies who are now ful...

Read more ›
Financial planning

What Do You Want?

I just read Luke Burgis’ “Wanting”, which is excellent (and a little heavy), and I wanted to share with you some ideas to think about before you bu...

Read more ›
Financial planning

Is It Time To Buy An Ev?

Tesla, Tesla, Tesla, Rivian, etc… Electric cars seem to be everywhere now. Many families are considering electric cars (EVs) because they are bette...

Read more ›
IRA

Mega Backdoor Roth IRA Conversions: What Every Retirement Saver Needs to Know

So, what exactly is this Mega Backdoor Roth, and how does it differ from its simpler cousin, the backdoor Roth?

Read more ›
Advisor

Everything You Need to Know About Working with a Financial Consultant

Here’s what you should know about what financial consultants do – and what they can do for you.

Read more ›
Financial planning

What is a Prenup, and What Questions Should You Be Asking?

Here’s what you should know about what a prenup is as well as what it does, how it functions, and how a prenup can impact your personal finances.

Read more ›
Tax

Stock Options: RSU and ISO Tax Implications

Learn about the tax implications of RSUs and ISOs

Read more ›
Investment

What is a Taxable Investment Account: Understanding the Basics

What you need to know about a taxable investment account.

Read more ›
Tax

What is the Gift Tax Limit? (2024)

Learn about the gift tax limit and rules for 2024.

Read more ›
Financial planning

What is a Trust, and How Does It Work?

How to Set Up a Trust: A Step-by-Step Guide

Read more ›
Financial planning

When is the Best Time to Buy Life Insurance?

When should you start considering life insurance?

Read more ›
Advisor

How Much Does a Financial Advisor Cost?

Financial advisor fees come in a variety of structures.

Read more ›
IRA

Is a Backdoor Roth IRA right for you?

Understand the ins-and-outs of a Backdoor Roth IRA.

Read more ›
Financial planning

What is a 529 Plan?

Learn what a 529 plan is and how to create one.

Read more ›
401(K)

Why You Should Contribute to Your 401(k) if You Have an Employer Match

Employer matches can have a large impact on your financial future.

Read more ›
Budgeting

Should You Lease or Buy a Car?

If you're in the market for a new car, you may be wondering whether you should lease or buy.

Read more ›
Advisor

What does a Financial Advisor Do?

Managing finances can be a complex and overwhelming task, especially for those who lack financial expertise.

Read more ›
Financial planning

How Much Money Should I Have in my Emergency Fund?

Emergency funds are an essential part of your financial well-being.

Read more ›
Budgeting

Budgeting Tips Once You Hit 30

Once you reach your 30s, it is essential to start thinking about your financial future.

Read more ›
Retirement

Saving for Retirement at Age 60: What You Need to Know

Retiring at age 60 is a significant milestone for many people, and it is important to plan ahead to ensure a financially stable future.

Read more ›
401(K)

How to Maximize Your 401k Savings by Age

Tips for each age group to maximize 401k savings: understand retirement goal, consider employer contributions, increase contributions with age.

Read more ›
Advisor

How Much Does a Financial Advisor Cost? Factors and Average Fees Explained

Discover the factors that determine the cost of hiring a financial advisor and the average fees.

Read more ›